What is a CCJ
What does a CCJ mean?
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A CCJ stands for county court judgment order that tells you to pay back the money you owe to a creditor. A creditor is someone who has lent you money or provided you with goods or services that you have not paid for. A creditor can apply to the court for a CCJ if you have failed to repay the debt or respond to their letters or notices.
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What is the court process for issue of a CCJ?
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A CCJ can be issued by a county court in England and Wales. The court will send you a claim form that tells you how much you owe, who you owe it to, and how to respond. You will usually have 14 days to reply to the claim form.
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What is the court process for recording a CCJ on public database?
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If you do not reply to or you admit that you owe the money but do not pay it, the court will issue a CCJ against you. The CCJ will state how much you have to pay, when you have to pay it by, and who you have to pay it to. The CCJ will also be recorded on the Register of Judgments, Orders and Fines which is a public database that everyone can access
Winnie Onyekwere LLB LLM
If you require help, we would be happy to provide you with support for your case to remove a CCJ, make an application to set aside a default judgement CCJ or help with repairing a credit file Just connect. We will:
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​discuss your situation
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​explore a personalised solution tailored to your needs
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clarity on available options to making an informed decision
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you will walk away with a clear road map to navigate your situation with ease
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